Motor Insurance



Superb cover comes as standard, so who better to insure your car than Insurance by smart?

When reviewed by an independent research company, Defaqto, Motor Insurance by smart received a 5 star rating, the highest rating available. 


A Defaqto 5 Star Rating indicates a top-rated product with a high level of features and benefits. We believe our cover is among the most comprehensive in the market. To check our insurance policy cover against others in the market take a look at our easy comparison feature.

Why not see for yourself, compare our Motor Insurance with our competitors!

How Motor Insurance by smart works

If you finance your smart on any of our finance products then you are obliged to take out fully comprehensive motor insurance for the duration of your agreement.

Motor Insurance by smart is specifically tailored for our smart customers and offers extensive cover and is designed to keep you safe.


Motor Insurance by smart features include:

  • 24 hours, seven days a week UK accident recovery to your nearest smart approved repairer.
  • Unlimited cover for manufacturer specification in-car audio and telecommunications equipment, fitted by the factory or Retailer.
  • If your smart is stolen or subject to total loss then a courtesy car will be provided for up to 14 days or until the settlement cheque is received depending on which is sooner.
  • 180 days' cover as standard for temporary visits to most of mainland Europe (up to 3 months in one trip).
  • New car replacement within the first 12 months for the original owner if your smart is a total loss.


Apply for a Motor Insurance Quote

To make a claim

If you need to make a claim on your Motor Insurance policy please call:

Make a claim: 0344 4933 232

Make a claim (abroad): +44 191 2889845

Make a windscreen claim: 0344 4933 232

Insurance by smart is a trading name of Daimler Insurance Services UK Limited. Registered Office: Tongwell, Milton Keynes, MK15 8BA. Registered in England No. 3510012.We are authorised and regulated by the Financial Counduct Authority.

We are an independent intermediary dealing with selected insurers in respect of annual insurance. smart First Cover (7 day complimentary insurance) is underwritten by Aviva Insurance Limited. For mutual security calls are recorded and monitored for training purposes.

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