Superb cover comes as standard, so who better to insure your car  than Insurance by smart?

When reviewed by an independent research company, Defaqto, Motor Insurance by smart received a 5 star rating, the highest rating available.

How Motor Insurance by smart works.

If you finance your smart on any of our finance products then you are obliged to take out fully comprehensive motor insurance for the duration of your agreement.

Motor Insurance by smart is specifically tailored for our smart customers and offers extensive cover and is designed to keep you safe.

Motor Insurance by smart features include:

  • 24 hours, seven days a week UK accident recovery to your nearest smart approved repairer.
  • Unlimited cover for manufacturer specification in-car audio and telecommunications equipment, fitted by the factory or Retailer.
  • If you smart is stolen or subject to total loss then a courtesy car will be provided for up to 14 days or until the settlement cheque is received depending on which is sooner.
  • 180 days cover as standard for temporary visits to most of mainland Europe (up to 3 months in one trip).
  • New car replacement within the first 12 months for the original owner if your smart is a total loss.
  • Defaqto 5 Star Rated product with high levels of features and benefits.

Call us on 0345 040 2091

(Calls maybe recorded, lines are open Monday - Friday: 9:00am - 7:00pm, Saturdays: 9:00am - 4:00pm and Sunday: Closed)

The insurance is accepted and underwritten by Acasta European Insurance Company Ltd which is managed on behalf of AutoProtect (MBI) Limited. Acasta European Insurance Company Ltd, 5/5 Crutchett’s Ramp, Gibraltar, GX11 1AA is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their FCA registration number is 456936.
AutoProtect (MBI) Ltd is authorised and regulated by the Financial Conduct Authority. FCA No. 312143.

My Insurance - Existing Customers 

If your policy started before 2nd December 2019, please lick the below to use the 'My Insurance' Online portal.

If your policy started after 2nd December 2019, please call Insurance by smart on 0345 040 2091 and our team will be happy to help.

To make a claim.

If you need to make a claim on your Motor Insurance policy please call:

Make a claim: 0344 4933 232

Make a claim (abroad): +44 191 2889845

Make a windscreen claim: 0344 4933 232

Policy Keyfacts